Frequently Asked Questions
The mortgage process can confusing. Here are some answers to help.
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Q: Should I be prequalified before I begin searching for my home?
Q: Is it still possible to qualify for a loan even if I have past credit problems?
Q: How do I know what my interest rate will be?
Q: How does the Annual Percentage Rate differ from the interest rate?
Q: What does my mortgage lender mean by points or origination fee?
Q: When mortgage lenders refer to "PITI" what are they referring to?
Q: When my loan officer asks me if I want to waive escrows, what exactly does this mean?
Q: Will I get a copy of my credit report and appraisal?
Q: Where do I go for closing?
Q: Where do I send my first mortgage payment?