Mortgage Learning Center

Your Source for Mortgage Information..

Frequently Asked Questions

There are many questions about the mortgage process. Some questions are often asked about mortgages. Has your question already been asked and answered?

Home Purchase Basics

Start with the basics. With a basic knowledge you know where to start and we can help you with the rest. These are just a few basics. Contact us with additional questions.

Loan Programs

What is the difference between programs and what is best for my situation? Check out the listing of loan programs available and give us a call with any questions.

Mortgage Glossary

Here is a quick reference guide to some of the more common mortgage terms. There are so many terms in the mortgage industry, so contact us and we will help you through the process.

Mortgage Checklist

Our Mortgage Checklist gives you a quick list of items to gather together to make the application process much easier. Save time with your financial documents all gathered together.


As you go through the mortgage process, tools can be very handy. With these mortgage calculators, you can see before hand where you stand.

Pay Fees Online

Unfortunately, process a mortgage requires different kinds of fees, such as credit reports, appraisals, and inspection fees. Here is a quick way to pay some of them online.

Mortgage Management Program (MMP)

With our FREE MMP, you can alerted when you can lower interest rates or your payment, and when you can eliminate mortgage insurance.

Company Overview

Wondering how we started or what we stand for? Check out our Company Overview to find out more about us. At City First Mortgage, we place YOU first!