Charmaine Clarke NMLS #1467447
Charmaine Clarke
A family of four standing on the front walk of a gray two-story house.

City First Mortgage

Charmaine Clarke

Mortgage Loan Originator

NMLS #1467447

Licensed in California, Colorado

A City First loan officer who can walk through your options in clear, everyday language.

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Meet Charmaine

Charmaine Clarke, professional photo

Charmaine Clarke is a Mortgage Loan Originator with City First Mortgage (NMLS #1467447), licensed in California and Colorado. She is committed to helping clients in both states achieve their homeownership goals.

The Homes and Conversations Behind the Loan

Charmaine helps with the loan. These photos are a reminder of what that loan is for: a home, a conversation, and a next step you can understand.

Swipe sideways to see each photo.

  • A family of four walking across a lawn toward a gray house.
    A Home You Will Live In
  • The front door of a white house, with a stone column and a walkway.
    The Front Door, When You Are Ready
  • A couple walking a dog on the driveway of a brick house.
    Everyday Life After the Keys
  • A living room with a fireplace, built-in shelves, and a view into the kitchen.
    A Room You Can Picture
  • Houses arranged around a cul-de-sac at sunset.
    Neighborhoods in the States I Serve
  • Three people reviewing papers and a notebook around a low table.
    A Conversation You Can Follow

How I Help

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Estimated Principal and Interest

This is an estimate based on the numbers you enter. It is not a full monthly payment, a rate quote, or a loan offer. Taxes, insurance, and other costs can add to what you pay.

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Loan Match

About 90 seconds. The result stays with Charmaine.

Question 1 of 9

What Are You Hoping to Do?

About 90 seconds. You can say “not sure” and still see a place to start.

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What to Expect Working With Me

  1. Two people talking in chairs by a window, one taking notes.

    01

    You Reach Out

    Call, text, or send a note. I reply using the number and email on this page.

  2. Five coworkers reviewing papers around a conference table.

    02

    We Look at Your Situation

    We talk about the home, your income, and what you want the loan to do. Do not send a Social Security number on this website.

  3. A shingle house with a stone walk, white columns, and trimmed hedges.

    03

    You See Options That May Fit

    We walk through programs in clear, everyday language. Nothing on this page is a promise of approval.

  4. A row of two-story houses along a curved suburban street.

    04

    We Stay Through Closing

    You know what happens next, and you can still reach me.

A living room with a fireplace, built-in shelves, and a view into the kitchen.

Talk With Charmaine

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QR code for Charmaine Clarke's City First page

https://city1st.com/charmaine-clarke

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