City First Mortgage
Jim Paradise
Mortgage Loan Originator
NMLS #178063
Licensed in Michigan
A City First loan officer who can walk through your options in clear, everyday language.
Meet Jim
With more than 40 years of experience in financial services and over 20 years specializing in the mortgage industry, Jim Paradise brings a wealth of knowledge and experience to City First Mortgage. Throughout his career, he has helped a diverse range of clients, including first-time homebuyers, veterans, retirees, business owners, and experienced homeowners, find mortgage solutions that fit their individual needs. Jim believes in building relationships, educating clients, and making the mortgage process as smooth and straightforward as possible. His extensive industry experience and commitment to personalized service allow him to guide borrowers through every step of their home financing journey with confidence. Outside of the mortgage industry, Jim is passionate about his community and has spent many years coaching high school bowling, mentoring young people, and serving in local bowling organizations. He enjoys giving back and making a positive difference in the lives of those around him.
The Homes and Conversations Behind the Loan
Jim helps with the loan. These photos are a reminder of what that loan is for: a home, a conversation, and a next step you can understand.
Swipe sideways to see each photo.
A Home You Will Live In 
The Front Door, When You Are Ready 
Everyday Life After the Keys 
A Room You Can Picture 
Neighborhoods in the States I Serve 
A Conversation You Can Follow
How I Help
Conventional
A common loan for buying a home when you can document income, credit, and a down payment.
FHA
A government-insured loan that some buyers use when a conventional loan is not the best fit.
First-Time Buyers
A plain-English path for people buying a home for the first time, or for the first time in a long while.
VA & Military
A home loan benefit for some veterans, service members, and surviving spouses.
USDA & Rural
A loan for some homes outside city centers, when the address and the household fit the program.
Jumbo
A loan for a higher-priced home that is above the usual conforming loan size in that county.
Down Payment Assistance
Local and state programs that may help with the cash you need to buy, when you and the home qualify.
Refinancing
Replace the loan you already have, change the term, or take cash from equity. Each path has costs.
Try a Number, or Narrow the Loan
Estimated Principal and Interest
This is an estimate based on the numbers you enter. It is not a full monthly payment, a rate quote, or a loan offer. Taxes, insurance, and other costs can add to what you pay.
Loan Match
About 90 seconds. The result stays with Jim.
Question 1 of 9
What Are You Hoping to Do?
About 90 seconds. You can say “not sure” and still see a place to start.
Not answered
What to Expect Working With Me
01
You Reach Out
Call, text, or send a note. I reply using the number and email on this page.
02
We Look at Your Situation
We talk about the home, your income, and what you want the loan to do. Do not send a Social Security number on this website.
03
You See Options That May Fit
We walk through programs in clear, everyday language. Nothing on this page is a promise of approval.
04
We Stay Through Closing
You know what happens next, and you can still reach me.
Talk With Jim
- Call 810-360-9984
- Text 810-360-9984
- jim.paradise@city1st.com
- Licensed in Michigan
A scheduling link will appear here when Jim adds one. Until then, call or send a note.
Save and Share
Use this page on a business card or in an email signature. The short link opens Jim's page.
https://city1st.com/jim-paradise