Veronica Raigosa NMLS #492302
Veronica Raigosa
A family painting a wall blue, with a child on a parent’s shoulders.

City First Mortgage

Veronica Raigosa

Branch Manager

NMLS #492302

Licensed in California, New Mexico, Texas

A City First loan officer who can walk through your options in clear, everyday language.

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Meet Veronica

Veronica Raigosa, professional photo

With over 25 years of experience in the mortgage industry, I am passionate about helping families achieve their dream of homeownership. As a dedicated wife, mother, and grandmother, I understand the importance of a stable and loving home environment. As a proud military mom, I am especially committed to serving those who serve our country, ensuring they have the resources they need to navigate the home-buying process. I believe in the power of education and strive to empower borrowers by providing them with the knowledge and options necessary for making informed decisions about their homes. Bilingual and hardworking, I am devoted to delivering results for my clients, guiding them every step of the way to secure their ideal home. Homeownership is not just a transaction; it’s a foundation for building futures.

The Homes and Conversations Behind the Loan

Veronica helps with the loan. These photos are a reminder of what that loan is for: a home, a conversation, and a next step you can understand.

Swipe sideways to see each photo.

  • A family of four walking across a lawn toward a gray house.
    A Home You Will Live In
  • The front door of a white house, with a stone column and a walkway.
    The Front Door, When You Are Ready
  • A couple walking a dog on the driveway of a brick house.
    Everyday Life After the Keys
  • A living room with a fireplace, built-in shelves, and a view into the kitchen.
    A Room You Can Picture
  • Houses arranged around a cul-de-sac at sunset.
    Neighborhoods in the States I Serve
  • Three people reviewing papers and a notebook around a low table.
    A Conversation You Can Follow

How I Help

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Estimated Principal and Interest

This is an estimate based on the numbers you enter. It is not a full monthly payment, a rate quote, or a loan offer. Taxes, insurance, and other costs can add to what you pay.

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Loan Match

About 90 seconds. The result stays with Veronica.

Question 1 of 9

What Are You Hoping to Do?

About 90 seconds. You can say “not sure” and still see a place to start.

Not answered

What to Expect Working With Me

  1. Two people talking in chairs by a window, one taking notes.

    01

    You Reach Out

    Call, text, or send a note. I reply using the number and email on this page.

  2. Five coworkers reviewing papers around a conference table.

    02

    We Look at Your Situation

    We talk about the home, your income, and what you want the loan to do. Do not send a Social Security number on this website.

  3. A shingle house with a stone walk, white columns, and trimmed hedges.

    03

    You See Options That May Fit

    We walk through programs in clear, everyday language. Nothing on this page is a promise of approval.

  4. A row of two-story houses along a curved suburban street.

    04

    We Stay Through Closing

    You know what happens next, and you can still reach me.

A living room with a fireplace, built-in shelves, and a view into the kitchen.

Talk With Veronica

A scheduling link will appear here when Veronica adds one. Until then, call or send a note.

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Use this page on a business card or in an email signature. The short link opens Veronica's page.

QR code for Veronica Raigosa's City First page

https://city1st.com/veronica-raigosa

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