Asset-Based Loans

Turn your portfolio into qualifying income

Asset depletion and asset qualifier programs convert savings, investments, and retirement funds into qualifying income. A strong fit for retirees and high-net-worth borrowers with substantial balance sheets and modest paper income. Available through our wholesale lending network.

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Asset-Based Loans Features

What this program offers and who it tends to fit best.

01

No employment required

Qualification does not depend on a paycheck.

02

Asset depletion formulas

Liquid assets are converted into a monthly qualifying income figure.

03

Multiple account types

Checking, savings, brokerage, and eligible retirement accounts can count.

04

Flexible occupancy

Primary residence, second home, and investment options available.

Loan Program Asset-Based Loans Benefit

01

Keep investments working

Assets are measured, not liquidated.

02

Built for retirees

Qualify from the wealth you already built.

03

Simplified income picture

No juggling pension, distribution, and dividend documentation.

04

High-balance friendly

Loan amounts that fit substantial purchases.

frequently asked questions

Common questions about this loan program.

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Ready For A Asset-Based Loans

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