Loan Programs
Start with the situation that sounds like yours. A loan officer can tell you which programs you can actually use.
Buy
Loans for a home you are buying, including help with the down payment.
Conventional
A common loan for buying a home when you can document income, credit, and a down payment.
FHA
A government-insured loan that some buyers use when a conventional loan is not the best fit.
First-Time Buyers
A plain-English path for people buying a home for the first time, or for the first time in a long while.
VA & Military
A home loan benefit for some veterans, service members, and surviving spouses.
USDA & Rural
A loan for some homes outside city centers, when the address and the household fit the program.
Jumbo
A loan for a higher-priced home that is above the usual conforming loan size in that county.
Down Payment Assistance
Local and state programs that may help with the cash you need to buy, when you and the home qualify.
Reverse Mortgage
A loan for people who are 62 or older, and in some cases 55 or older. It can turn equity into payments or a line of credit, or help buy a different home.
Refinance
Ways to replace a loan you already have, or to use equity while you stay.
Specialty
Loans for rentals, medical professionals, and files that do not fit a standard paycheck.
Investment & Commercial
Loans for rentals, short-term rentals, a portfolio of homes, and some small-business property needs.
Specialty Programs
Loans for situations that do not fit a standard paycheck file, including investor loans, doctor loans, manufactured homes, and non-QM.
Doctor Loans
High-LTV loans for eligible medical professionals who are buying a home, including people early in their career.
A Real Conversation
Ready When You Are.
Talk with a loan officer who is licensed where the home is. Walk through buying, refinancing, or a loan that does not fit a standard file. Start with the directory, or answer a few questions first.