A family jumping on the lawn in front of a white house.

Public Records

Check It Yourself

Housing counseling, your credit reports, and the public license record. These links leave this site.

Three places to look

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    HUD Housing Counseling

    The U.S. Department of Housing and Urban Development lists housing counselors. A counselor can walk through budgeting and homebuyer classes. City First does not run that list, and choosing a counselor is your decision.

    HUD Housing Counseling (opens in a new tab)

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    Annual Credit Report

    The official place for a free weekly credit report from Equifax, Experian, and TransUnion. A score on a bank app is not the same document.

    Annual Credit Report (opens in a new tab)

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    NMLS Consumer Access

    Look up Gold Star Mortgage Financial Group, NMLS #3446, and a loan officer's own license. The record there is the public one. A page on this site does not replace it.

    NMLS Consumer Access (opens in a new tab)

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A Real Conversation

Ready When You Are.

Talk with a loan officer who is licensed where the home is. Walk through buying, refinancing, or a loan that does not fit a standard file. Start with the directory, or answer a few questions first.