Jason Richardson
A family sitting on the floor of a sunlit room with a small dog.

City First Mortgage

Jason Richardson

Divisional Director of Technology

NMLS #256859

Licensed in California, Colorado, Nevada, Tennessee, Texas

A City First loan officer who can walk through your options in clear, everyday language.

Meet Jason

Jason Richardson, professional photo

Jason R. Richardson and his team bring decades of mortgage lending experience to a host of today's most convenient technologies. The end result is a pampered mortgage lending experience where exceeding client expectations is the norm. Jason is a second-generation mortgage banker. The Richardson family has been a pillar of the California lending community for over 40 years. Alongside his divisional technology role, Jason leads the commercial lending division at Gold Star Mortgage Financial Group, where he oversees financing for multifamily, mixed-use, retail, office, and industrial properties. The division gives investors and business owners access to commercial structures through the same team that handles their residential financing, so a growing portfolio does not require a new lender relationship at every stage. Jason has won 9 President's Circle of Excellence Awards for loan production over his career and was most recently honored as one of National Mortgage Professional Magazine's "40 Under 40: The 40 Most Influential Mortgage Professionals." Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

The Homes and Conversations Behind the Loan

Jason helps with the loan. These photos are a reminder of what that loan is for: a home, a conversation, and a next step you can understand.

Swipe sideways to see each photo.

  • A family of four walking across a lawn toward a gray house.
    A Home You Will Live In
  • The front door of a white house, with a stone column and a walkway.
    The Front Door, When You Are Ready
  • A couple walking a dog on the driveway of a brick house.
    Everyday Life After the Keys
  • A living room with a fireplace, built-in shelves, and a view into the kitchen.
    A Room You Can Picture
  • Houses arranged around a cul-de-sac at sunset.
    Neighborhoods in the States I Serve
  • Three people reviewing papers and a notebook around a low table.
    A Conversation You Can Follow

How I Help

See All Programs

Try a Number, or Narrow the Loan

Estimated Principal and Interest

This is an estimate based on the numbers you enter. It is not a full monthly payment, a rate quote, or a loan offer. Taxes, insurance, and other costs can add to what you pay.

Payment Illustration

Loan Match

About 90 seconds. The result stays with Jason.

Question 1 of 9

What Are You Hoping to Do?

About 90 seconds. You can say “not sure” and still see a place to start.

Not answered

What to Expect Working With Me

  1. Two people talking in chairs by a window, one taking notes.

    01

    You Reach Out

    Call, text, or send a note. I reply using the number and email on this page.

  2. Five coworkers reviewing papers around a conference table.

    02

    We Look at Your Situation

    We talk about the home, your income, and what you want the loan to do. Do not send a Social Security number on this website.

  3. A shingle house with a stone walk, white columns, and trimmed hedges.

    03

    You See Options That May Fit

    We walk through programs in clear, everyday language. Nothing on this page is a promise of approval.

  4. A row of two-story houses along a curved suburban street.

    04

    We Stay Through Closing

    You know what happens next, and you can still reach me.

A living room with a fireplace, built-in shelves, and a view into the kitchen.

Talk With Jason

A scheduling link will appear here when Jason adds one. Until then, call or send a note.

Save and Share

Use this page on a business card or in an email signature. The short link opens Jason's page.

QR code for Jason Richardson's City First page

https://city1st.com/jason-richardson

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